Last updated: October 15, 2025
1. Introduction
Welcome to Tromboneucd. These Terms of Service ("Terms") govern your use of our website, mobile applications, and financial management tools (collectively, the "Services") operated by Tromboneucd ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.
2. Account Registration
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your password. We encourage you to use strong passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
3. Use of Services
Our Services are designed to provide financial management tools to users in Ghana. You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:
- In any way that violates any applicable national or international law or regulation.
- To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
- To impersonate or attempt to impersonate Tromboneucd, a Tromboneucd employee, another user, or any other person or entity.
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm Tromboneucd or users of the Services.
4. Financial Information
Our Services may provide financial information, tools, and resources. The information we provide is not intended to replace professional financial advice. Before making any financial decisions, we recommend consulting with a qualified financial advisor. We do not guarantee the accuracy, completeness, or usefulness of any information provided through our Services, and we will not be liable for any reliance placed on such information.
5. Data Privacy
Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms, explains how we collect, use, and disclose information about you. By using our Services, you consent to the collection, use, and disclosure of information as described in our Privacy Policy.
6. Intellectual Property
The Services and their original content, features, and functionality are owned by Tromboneucd and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:
- Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
- You may store files that are automatically cached by your Web browser for display enhancement purposes.
- You may print or download one copy of a reasonable number of pages of the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
7. User Content
Our Services may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. By providing User Content, you grant us the right and license to use, modify, perform, display, reproduce, and distribute such content on and through the Services. You retain any and all of your rights to any User Content you submit, post, or display on or through the Services and you are responsible for protecting those rights.
8. Subscription and Payment Terms
Some of our Services may be available on a subscription basis. Payment terms for such subscriptions will be disclosed at the time of purchase. Unless otherwise stated, subscriptions will automatically renew until cancelled by you. You may cancel your subscription at any time by following the cancellation procedures described in the Services.
9. Termination
We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms. Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or request account deletion through the application settings.
10. Limitation of Liability
In no event shall Tromboneucd, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.
11. Disclaimer
Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. The Services are provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. Tromboneucd does not warrant that (i) the Services will function uninterrupted, secure or available at any particular time or location; (ii) any errors or defects will be corrected; (iii) the Services are free of viruses or other harmful components; or (iv) the results of using the Services will meet your requirements.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
13. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.
14. Contact Us
If you have any questions about these Terms, please contact us at:
Tromboneucd31 Tamale Central Street
Tamale, Ghana
Phone: +233 37 209 6729
Email: [email protected]